HaiPay
HaiPay - Cross-Border Payment Infrastructure
Introduction:
HaiPay provides localized cross-border payment infrastructure, global card acquiring, and 150+ alternative payment methods.
HaiPay Product Information
What is HaiPay ?
HaiPay is a cross-border payment infrastructure provider designed to streamline international transactions for digital enterprises. The platform connects businesses to global credit card networks and over 150 regional payment methods through unified APIs and checkout interfaces. Equipped with intelligent routing, subscription billing, multi-currency payouts, and AI-driven fraud prevention, HaiPay enables merchants to deliver localized payment experiences and enhance transaction approval rates worldwide.
HaiPay's Core Features
Global credit and debit card acquiring with 3D Secure 2.0 authentication
Over 150 local and alternative payment methods across global regions
Intelligent payment routing and automated load balancing for high authorization rates
Embedded AI risk scoring, device fingerprinting, and fraud detection engines
Automated recurring billing supporting subscription, trial, and usage-based tiers
Multi-currency mass payouts to global bank accounts and digital wallets
Flexible integration via RESTful APIs, hosted checkout, payment links, and webhooks
Centralized reporting dashboard with real-time financial reconciliation and analytics
HaiPay's Use Cases
#1
Processing global credit card transactions with localized checkout currencies
#2
Expanding customer reach in emerging markets through regional payment methods
#3
Managing recurring SaaS subscription billing and automated cross-border invoicing
#4
Executing multi-currency mass disbursements to global suppliers, creators, and partners
#5
Preventing transaction fraud and lowering chargeback dispute rates
HaiPay's Pricing
Blended Card Rates: US cards start at 2.5% + $0.30 per transaction; non-US cards start at 4.0% + $0.30 per transaction.
Local Payment Methods: Regional alternative payment methods (e.g., Pix, UPI, QRIS) start from 1.2% per transaction.
Interchange++ (IC++): Transparent cost-plus processing model available for high-volume enterprise merchants.
Zero Fixed Costs: $0 setup fee, $0 annual fee, and no monthly minimum processing requirements.
Chargebacks & Refunds: $20 per disputed chargeback and $0.30 per processed refund.
FAQ from HaiPay
What payment methods does HaiPay support?
- HaiPay supports global credit and debit card networks (including Visa, Mastercard, American Express, JCB, UnionPay, and Discover) as well as over 150 localized payment methods such as Pix, UPI, QRIS, MoMo, Alipay, WeChat Pay, Apple Pay, and local bank transfers.
How does HaiPay charge for payment processing?
- HaiPay operates on a transparent pay-as-you-go pricing model with $0 setup fees, $0 annual fees, and no monthly minimum volume requirements. Blended card processing starts at 2.5% + $0.30 for US cards and 4.0% + $0.30 for non-US cards, while local payment methods start from 1.2%. Custom Interchange++ (IC++) pricing is available for high-volume enterprise merchants.
What integration methods does HaiPay provide?
- HaiPay offers multiple integration options including server-to-server RESTful APIs, customizable hosted checkouts, drop-in UI components, payment links, and real-time webhook event notifications.
How does HaiPay handle security and fraud prevention?
- HaiPay adheres to international security standards, including PCI DSS compliance, dynamic 3D Secure 2.0 authentication, and built-in machine learning risk control with device fingerprinting and proxy detection to prevent fraudulent transactions.
Does HaiPay support recurring billing and global payouts?
- Yes, HaiPay provides flexible subscription management supporting fixed-cycle, usage-based, and trial billing models, as well as multi-currency mass payouts to bank accounts and digital wallets globally.